Get FinancingCurrencyFinance: Fast Funding For Fast Sales
Funding can be the biggest headache for any big purchase. Before a customer can buy, they have to know what they can afford. That is especially true when buying at auction, where the purchase price isn’t known in advance. CurrencyFinance helps buyers obtain fast funding to complete purchases or pre-approvals to set bidding limits before an auction.
About CurrencyFinance
CurrencyFinance specializes in securing financing for buyers in the commercial transportation, construction, and agriculture industries. The financing solution helps dealers, auctioneers, and other sellers extend fast, easy, and secure financing to their buyers. CurrencyFinance works with a network of trusted lending partners to find the best rates and terms available for buyers. Loans up to $500,000 with low fixed rates and flexible repayment terms of up to 72 months are available.
How Buyers & Dealers Apply
There are several ways to apply. Each listing on a Sandhills Global platform, including AuctionTime.com, Equipmentfacts.com, MDTrader.com, and TruckPaper.com, has a Currency Apply For Financing button that launches an online application. Sandhills websites also have a prominent Get Financing link.
Dealers can also launch an application for their buyers in the CurrencyFinance app from the Sandhills Cloud or from the finance link on their website. Once the application is submitted, the funding progress can be monitored in the CurrencyFinance app.
CurrencyFinance Benefits
Currency helps buyers of big-ticket items get the funding needed for fleet upgrades, new equipment, and other business expenses, regardless of their credit scores and payment history.
Quick & Easy Process
The simplified online application process takes just minutes to complete, meaning buyers get funding quickly, sometimes within 24 hours. Borrowers work with a single point of contact throughout the process.
Competitive Rates & Terms
The experts at CurrencyFinance help buyers secure loans with favorable rates and terms and little or no money down.
Pre-Qualification Before Auctions
For bidders planning to buy at online or live auctions, Currency offers pre-qualification for financing so they can enter the auction knowing their buying power.
Additional Loan Options
Currency offers working capital loans, leases, equipment finance agreements, sale-leaseback financing, and refinancing with flexible repayment schedules.
Did You Buy Equipment In 2025?
The Section 179 Tax Deduction Could Save You Money
If you purchased equipment and put it to work during the 2025 calendar year, you could be eligible for a deduction on your taxes. Section 179 is an expense deduction and part of the Internal Revenue Code that allows businesses to deduct the full purchase price of qualifying depreciable assets purchased or financed during the 2025 tax year. The maximum deduction for 2025 is $2,500,000. Depending on your 2025 purchases and ability to use the deduction, your business could receive sizable benefits.
Whether you purchased, financed, or leased qualifying assets throughout the year, you can take advantage of the section 179 deduction. Even if you purchase equipment during end-of-year auctions, as long as you put those assets into service before December 31, 2025, they will qualify for the deduction.
Eligible items include:
- Construction equipment
- Farm machinery
- Trucks and trailers
- Delivery vans
- Commercial vehicles
- Sport utility vehicles
- Computers
- Software
- Appliances
- Office equipment
- Office furniture
- Livestock
A version of this article first appeared in Sandhills Magazine. This blog post has been updated to include the correct section 179 maximum deduction figure following the passage of the One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025. The original article included the outdated section 179 maximum deduction that was published by the Internal Revenue Service (Publication 946) prior to the passage of OBBBA.
DISCLAIMER: Currency does not provide tax, legal or accounting advice. The foregoing has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction. Limits and information mentioned is subject to change.